Insurance and Billing
The center’s charge for your scheduled procedure is already established and available upon request. This charge includes supplies, equipment and nursing services. It does not include your doctor’s fee, anesthesia services, post operative medicines, pathology (if required) or specialty items. It is important to understand that your charges have been estimated based on the procedures scheduled; you may receive a bill for additional money due if additional or different procedures are done based on your surgeon’s discretion.
As a courtesy to our patients, we will bill your insurance company when provided with the necessary information. Please realize that your policy is a contract between you and the insurance company. Any required co-payments, deductibles or non-covered services are beyond our control and your subsequent responsibility. A list of accepted insurances is below.
Patients will receive a pre-op phone call from the business office to review their insurance coverage and financial responsibilities due at the time of surgery. At that time, patients will be informed of any co-pay or deductible that is due on the day of surgery. Co-payment and deductibles must be paid at the time of admission. If an overpayment is made on the account, you will receive a refund.
After your insurance company has remitted payment to us, you may be responsible for any balance unpaid by your insurance company. Method of payments accepted: cash, money order, cashier’s check or major credit cards. If special payment arrangements are necessary, please call the center prior to your surgery.
Our accepted insurances include:
- Anthem / Blue Cross Blue Shield (BCBS)
- Auto Liability
- Beech Street
- Community Care Network Henderson Patient
- Center Care PPO
- Cigna PPO
- Encore Health Network
- First Health
- HealthLink Open Access
- Humana Choice Care
- Indiana Health Network
- Liability Insurance
- Medicare Advantage Plans
- Medicare Railroad
- Mutual of Omaha
- Nyhart Insurance Co
- Private Heathcare Systems
- PPO Plans
- Select Health Network
- Select Health & Community Care Network
- Sheet Metal Workers
- Tricare For Life
- United Health Care
- Welborn HMO
- Workmans’ Comp
The Cost of Your Procedure
Because you are responsible for costs for covered healthcare services until you reach your deductible, you should comparison shop if you elect to have a nonemergency procedure.
You can use tools like Healthcare Bluebook and the Medicare Procedure Price Lookup (for Medicare patients). Many health insurance websites also provide information on where to find in-network services.
A High-Deductible Health Plan (HDHP) is a plan with a higher deductible than a traditional health insurance plan.
A High Deductible Health Plan (HDHP) can be a wise way to save money on health insurance and take a proactive role in your healthcare.
Health insurance is an agreement between you and an insurance company of your choosing.